I am a little skeptical about online lending. I'd rather lend to someone who I know personally than transact with a person over the net. That is why I am simply just holding my bitcoins right now and just waiting for the opportunity to sell. I am still looking for other investments that would not require me to monitor it on a daily basis. Something that gives me 15% annually as passive income would be great.
Same here dude, i do have doubts on making a lending business here on online world because of the risk involves and its very a dangerous move that you would lend money to those people you dont even know and if i would choose its better to make lending business on physical world and its also a good investment.