PayPal is not a scam, you have issues with them and just because of that they put some ban on your account. Others are using it without any problems.
   PayPal is company and their services are used by many people, it's same with other big companies, there is always someone to complain for something. Nothing can work perfectly good for everyone apparently. Today there are critics for anything, I think OP will solve his problem soon if he didn't do anything wrong.