Lol, you guys with the tinfoil hats crack me up. The world and fiat economic system has been "collapsing" my whole life. Don't you guys get tired of fear mongering and post apocalyptic dabbling? I'm from a third world country, I've seen my region financial system "collapse", looting, blackouts, military securing the streets and nothing really happens if you are not an idiot, so don't worry too much. You guys from the first world can't even phantom the privileges you have right now so I can agree with you that any change will hit you hard now that I think about it.

Anyway, everything will fall into place like it usually does without major problems, right now many tech oriented companies like Google, Amazon and many others are absolute giants so there's really no point of having banks, we as a society are reacting to these uncertain times but we'll adapt for the benefit of us all (the rich and powerful will benefit a little more as usual...). We've seen this happen to many sectors lately. Right now it's ridiculous for a bank to exist in the first place, let alone charge you money for securing yours. Amazon, Facebook, Google or Apple (and even Paypal) are much more capable and friendly than them with all their security and speed to handle your money. Imagine if they would adopt blockchain/interledger tech on top of that. You trust your whole life to them, money should be an afterthought.

That's the crisis we have right now, a paradigm economic shift based on new tech. Just check the new Tesla self driving car and imagine what could imply to our day to day life. Millions of jobs will have to transition to something else and fast.

Same for "bankers" and schemers, accountants and whatever useless office employee who does nothing all day.