Thank you all for the time to reply to my questions.
I'm thinking that an ICO is probably not in my immediate future. If that changes and I have a good coin idea that is worth developing, you all will be the first to know!
Someone asked what I'm after exactly, I want to work with blockchain and cryptocurrencies. I work with databases for a living and economics interests me. A cryptocurrency is the blending of these domains, and I'm hooked. I feel blockchain will be a major technology in the near future and I want to be a part of it, and develop applications, frameworks, platforms that are useful to the community. Cryptocurrencies are changing the way we exchange value, this is very interesting to me and I want to understand as much as I can and at some point contribute back to the community.
Thanks again!