But banks can now also be accessed online, and I think almost the same as digital. Banks I am sure will have plenty of ways to stay afloat and I'm sure it would get help from the government. That's why banks are very difficult to disappear.
Banks already adpated butcoins and other crytocurrency and offers an exchanged for fiat. Banks will never disappear but it is better to called ut as innovation. I think fiat days will be starting to take over by crypto currency and sooner it will fully control the market