That's not true, because the process of creating money stops/slows rather quickly. And, in the middle of a crisis, this raletization is true^100.
Yeah! The increasing creation of new money by new debt can stop when it reaches an inflection point, but millions of people keep in slavery paying interest on debt already issued! The point is that societies cannot payback debth without contracting the money supply and harming or destroying the economy. This is perverse! With so much leverage caused by the fractional reserve banking even proportionally few people in a society paying back debth and living debth free can literally destroy the whole economy.
Add to this crime the fact that the level of debth is also controlled by the same sociopaths using their central banks by setting the interest rates in a central planing fashion the way communist economies work. Lower the interest rate and increase the money supply. Increase the interest rate and lower the money supply. So with this trick in place, bankers can crash economies at will.
When economies go south, banks get all those houses, cars, furniture, land, that was put as collateral by people getting those debths. What did the banks give in exchange for this tangible wealth? Money out of thin air!
They can buy all for pennies on the dollar when the purchasing power of the rest of the population is worthless due to the contracion of the money supply that they themselves caused.
Lets see this at is is: the current banking system is a parasite leeching money and life energy from the productive population at large, producing wars, controlling media, and concentrating enormous amounts of power that strongly influences the direction in which society develops in their own interest.