Please remember that, as an insurance/Ponzi scheme, one's SSI is not paid for with one's own money. It's paid for with other people's money, which is taken from them by force. If it were my own money coming back to me, that would make it a savings account.
Sooner or later, the young people will get pissed off and say "Enough".
Then the old people will say "But what about all the money I paid in"
And the young people will say "That was your responsibility to put a stop to that when *you* were young. You failed to protect your income to provide for your own future."
And those that see this coming will be prepared and live comfortably
And those that hoped to live off the backs of others in the face of brutal demographics...