Wow...It's been so long. If I were desperate and in need of money, I would probably start thinking about getting a job. If I could not find a job with my qualifications, then I would probably start thinking about receiving an education. If I could not secure a formal education, then I would educate myself utilizing the free resources available to me such as public libraries and the internet. If none of that worked out, then I would probably sell some of my gold.
Someone having gold, bitcoin or any other asset like this is obviously not in desperate need of money as they are something can be exchanged to money easily so in a situation where you have gold you are not in desperate need of money i guess.
Well, if they didn't have any gold then they could sell some of their antiques or take out a mortgage on one of their properties. They could also cash in their IRA's early or get a home equity loan. There's lot's of possibilities for those who started planning early....right?