The problem is this is where ideology meets technicallity,

I like the idea of having a bitcoin card or payment / app on a phone, but I do not like the centralisation and loss of anonyimity that goes with it,

Also I think merchants should accept more than one currency, competing currencies only bring prosperity and options to the users. I would like to think that if a merchant accepts my bitcoin cards they would like to use / hold the Btc and not have there EPOS convert it straight to fiat but I suppose that's there choice.


Just been thinking about it and I think its possible to implement a solution that would have the option of using both Cards with existing EPOS technologies and a phone app, both the merchant and customer would have to make use of online wallets but this presents its own disadvantages.

It would be ideal if their was an out of the box software solution that can be installed on any webserver by any n00b that would have a listening API say over https and it interfaced with the bitcoind, so it listened for merchants requesting payments that originated from its assigned customer(s), (so it could be a personal payment processor just for you or it could be for a group of people), the webserver API would respond with a challenge request for a pin number or password then it would send funds to the appropriate merchand webserver API / address,

If somehow you could make this software so that it could be tamper proof it would not have to rely on the blockchain and could verify transactions with the blockchain in its own time, the customer and merchant web based software could trust each other and know that it is not initiating double spends and what not.


Or we should just switch to litecoin and use its daemon and blockchain directly, as the faster confirm times make it more feasable.

I think I'm reinventing the wheel, Think its time for sleep.