yes there is no doubt about this that loans are too risky if you are load to some for investment in bitcoin or to invest it in some other place and lost the money then what will you do. i think you will never recover your loan from him.
Of course before you are going to loan make sure that you have your source of income and you are just loaning because you need to add some capital for your investment. And don't loan because you don't have money or bitcoin because if that is your reason you are not going to be approved by the lender or any lending website.
I have not tried lending money here online because every time I need money I just approach a lending firm here in our place. I can see they are growing their business so that means lending is profitable in the actual world but not here online.
Of course lend always beneficial. Only need to save money for this. And to reduce the risks of loans need to give customers a proven and reliable
Easy to say dude but it is hard to apply that in real practice, I wish it is easy to lend here online and you can ensure that this people will not run and hide after they get the money, we are living in an anonymous world so the risk is really higher therefore not recommended to lend here.
It is easy to apply online here in forum if you have a very good collateral and you had been trusted by some of the trusted people here. But many lenders are still depending on your source of income, so that they have assurance that whenever you are going to borrow. They have assurance that you are going to pay your debt.
Yes there are a lot of forum/thread can offer lending services but we have to check it's credibility with other people. Because getting loans are always risky we always have to be careful where to look for a legit company who offer loans.