With bitcoin, there is no such thing as insurance company that will back you in case you got problem with bitcoin.
Just check how it work in my signature website. (NSFW)
No such problems.
How come an NSFW sites offer a insurance company? Or you just miss quoted this message? And maybe you need to make your own thread and don't stumble your site in the comment section people don't ask about that and its Out of topic since the question is not similar to your posted messages, and if you really running one of those how can you make sure that you would not run their money?