In our local exchange we can choose the option of cardless ATM without fee, so even we don't have a bank account we can cashout our stored money in the wallet with no hassle. All we just need to do is to verify our Identity.
I don't know this feature yet.
The best way to csahout the btcs for me is on local exchange too, but I need a bank account to send the money to there. It's the best way because the local exchange is a trusted one and make all the service for you for a little fee.
And you can have the btcs converted to your currency very fast on your bank, it's the perfect extra income every month.
The one you quoted is pointing in a bank service too and not with the local exchange directly. One of the banks here in our country (I think we are on same country) have a unique service of cardless withdrawals in any of their ATM branches. With their unique feature, the local exchange considered that as a good option. And now many of bitcoin users here in our country is enjoying the services since it has no fees and less hassle.
Of course since they are dealing with the money for their users to be able to use that feature, customers must at least follow the KYC rules.