Well at this forum i had read several times people does wanna loans for gamble purposes, with that said there is a big risk the person does loose it gambling and they the lender must need to sell the colateral, some people really dont need or care about the bitcoin since they got them with their user accounts.
For whatever purpose someone might take a loan, if he is a scammer, he would be a risky fellow for the lender, so sometimes it really becomes risky to give away loans to the community, though you select the trusted people sometimes, but it still turns out wrong at the end because there are some people who buy or trade positive trust on this forum for such activities.
That's for sure. It is very hard to find an honest man. Sometimes deceive even those people who have a good reputation