Doesnt matter if you agree. They are coming. It will be a process. No fractional reserves..
Alright, so I guess you are going to build the first (and last) ever bitcoin bank. Let us know of the procedures of transactions and what exactly are you trying to do with the bank?
Will it spread awareness about bitcoin to the general public? Will it ease the process of exchanging fiat to bitcoin and vice versa?
Just claiming that something is coming is not practical as long as you dont provide any concrete proof about the same.
i also would love to here this. seems to me that people do not realise that you need money in order to run a bank. this money has to come from somewhere. the customer. so a bitcoin bank will not be for free and they will find other ways to take money from you. this does not solve the problem. and at this point we are not even talking about the technical difficulties of a bitcoin bank.