At crypto world we always want two things, more bitcoins and bigger value, with that said, we sometimes does invest trying to achieve both requests, sometimes we do loose in the road, savings for me has showed last halving it would be better hold my coins instead risk them, but this is up at each one.
Talking about crypto world, it's more on a investment on me, it's not savings because the word savings happens only in the bank and there's no risk on that. Here, it's full of risk but the reward is great..
I'm treating crypto's are both type, doing the same thing for just doing one thing. Just like in bitcoin, if you want to hold bitcoins then you are already saving. And upon saving bitcoins, you are totally doing an investment with bitcoin so upon waiting for the price increase, the profit you may get will be predicted by the price fluctuation.