Do you have to be 100% verified to use it? I'm having trouble coming up with my income information. As far as everything else, I'm good to go
If they have an algorithm that gives you points and based on those points you gain a grade A,B,C etc... like most of the lending platforms have then you don't need to be fully verified to get the loan but having being 100% verified definitely helps gaining trust and getting your loan request filled fast.