At crypto world we always want two things, more bitcoins and bigger value, with that said, we sometimes does invest trying to achieve both requests, sometimes we do loose in the road, savings for me has showed last halving it would be better hold my coins instead risk them, but this is up at each one.
Talking about crypto world, it's more on a investment on me, it's not savings because the word savings happens only in the bank and
there's no risk on that. Here, it's full of risk but the reward is great..
We already witnessed how clients money had been openly stolen by a rogue government in 2013 (that event got appropriately dubbed later as a Cyprus hair-cut). So even if you completely discard from consideration inflation which slowly but surely eats away the value of your money held in a bank account with some miserable interest, I guess there is hardly any reason to consider bank deposits as a no-risk investment, whatever you might mean by this