i am junior here .i am offering you the collateral account and faucet websites and hosting  why you say i am scam  ? i am serious and honest . i was applied for loan in btcjam but due to some reasons my acount was not verified so thats why i am here to apply for  loan .
you can read my post here https://bitcointalk.org/index.php?topic=1649291.0

i already had been applied for a loan but then i was newbie now i am junior member