Yes bitcoin must come with slogan:
ONLY FOR PROS.NOT FOR INCOMPETENT OR NEW USERS.
The same applies for any financial system. Try doing a bank transfer without including the necessary fee and see what happens. In other words, you can't.
Except bank fees are flat. When I do a wire transfer I don't have to try to outbid my fellow bank customers in the hope my transaction gets done in a timely manner.