ignoring kiklo's endless attempts to try selling his zeit altcoin as something better by shaming bitcoin..

LN can be considered a bank network.
afterall.. what is a bank

a system where your not in full control of your funds.
the bank can put limits on your spending habits by refusing to authorise transactions
customers require the banks authorisation/agreement.
the only recourse in a disagreement is to close the account

although LN is not a central bank. it is a next gen localised bank. where LN hubs become the new bank branch managers

you can glorify LN as being linked to the open bitcoin network should a customer want to close channel.

but thats just like saying a bank manager of a local bank branch is a glorified accountant supervisor who has no control of SWIFT/cheque clearing house should a customer wish to close their account and take funds elsewhere.

accepting what LN is.. a side option/service. rather then an endgoal solution to bitcoin.. is the way to think about it.
LN has utility for fast action users like satoshidice, faucets, etc. but its not the solution for everyone

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oh and as i was saying about the 'concepts' the LN devs are coming up with that are CONS

if anyone wants to know about one of the ECONOMIC methods or thwarting DDoS (rather than code)
if anyone wants to know about one of the ECONOMIC methods or thwarting extortion/deceit (rather than code)
https://lists.linuxfoundation.org/pipermail/lightning-dev/2016-November/000648.html
half way down it says "results" where you can download their open office spreadsheet that displays the prepay buy in and all the penalty fee's

yea i facepalmed reading it
conclusion was the buy-in fee of 0.006(~$4) was not high enough to impact an attacker. (2nd facepalm: the whole posted didnt mention using CODE to fix risk)