OP is upset that he will likely to end up closing the business it took him so much time to build
Successful businesses are adaptable. You've have to stay on top of the regulatory landscape to stay in business.
While this is true, the regulatory landscape for money transmitters is quite intense. For a small sole proprietorship, it is nearly impossible to put the money up for registration federally and in 47 states, legal counsel fees, hiring an AML compliance officer, yearly third party testing of the AML policy, and bi- yearly renewal.