That is known for long time that you have to be very careful with banks. They make an illusion that everything is good and saved, and you became relaxed and loose the feeling of danger. They use it against you. That's their way to make money.
I think though users bitcoin is growing and very much it would not make bitcoin replace fiat, it's a sure thing! but for a price of course there will not be people who know about it, maybe the price will explode