If someone is truly desperate, they would try to work any job they could find. Simple as that. If you aren't willing to do what it takes to pay bills, then you aren't actually desperate.
I think it is not as simple as that, you know it takes time to get a job and you're also took maybe up to one month's salary, while desperate money, they need money right then and there right?
I do not know whether you need to communicate with banking services, even if you really need the money. I have encountered such moments, when you take them one amount, and you give twice as much.