Asking loans on bank will surely take up weeks before it was granted it to you and there are lots of requirement you really need to complete before you could able to make up loan. What if you are in need of money so badly? Making loan on banks will surely take up time and the last resort wold borrowing on your family members.
Yes that is a fact that taking loan can take more that a week, therefore it is not a good option, to me I think bitcoin is the best option, as for me I can sell my bitcoin within seconds and can widthraw my money in form of fiat currency within 3 to 4 hours, therefore I think if you are in desperate need for money still bitcoin can help you providing you money urgently.
This happens to me, fortunately i hold some bitcoin.
In this case the problem is if you don't have even bitcoin on your wallet. I personally will take to selling my stuff or selling my service, yes it will be take a few days, in this case borrow money to your family/friends and pay it with amount from your selling income.
Loans to bank is too risk, if you just want some bucks, unless you need a lot money, but i suggest don't.