Every answer to the questions asked can be found in the whitepaper though, or in the faq on the website. And answered ad nauseum on bitcointalk, and on reddit, and in webinars/talks/youtube videos.
All the information is out there.
It seems only fair that if a person is truly interested in the technology and wants to point out flaws then they put in some effort towards understanding it before asking strangers on the internet to summarise a faq for them.
People are right to be sceptical otherwise. FCT is traded on margin, propagating false news or fud even if only for a few hours can truly reap rewards.
I think the community is incredibly helpful explaining things to most but that thread had a smell to it
Suggested reading:
https://www.factom.com/about/faqs