yes stay away from them. They'll take your money and they always fever on buyer side. so if you are a seller then stay away from paypal.
Its not right if you follow all rules and regulations they will never take your money I am using for 3 years and never have any problem they need to work with all T&C by different countries
I think I've been following their rules, but my account been hacked by someone, fortunately I do not use credit cards and do not have a lot of money in my paypal account
I had paypal for something like 5 years and i havent any issue with them in fact they were very professional and fast handling all the transactions. Its always a problem if you visit a fake adress of paypal, or regist at some website with same email as credentials.