Lots of big banks these days don't pay much in the way of interest, half a percent or so. And their loan business is crap. They make money on credit cards and transaction fees.
So credit cards are not loan business?
Yeah consumer credit isn't technically a loan.
http://en.wikipedia.org/wiki/Credit_%28finance%29I don't see anything in that wikipedia article supporting your argument. Can you point it out please?
http://en.wikipedia.org/wiki/LoanAccording to this article though, credit card debt is an unsecured loan.
The discussion if a credit card debt is a loan or not is irrelevant to my first argument anyway. A Bitcoin Bank can not give out interest at all, because there is no way it can profitably lend money in huge amounts to debtors. So there is no financial incentive to put your Bitcoins in a Bitcoin Bank and i think this prevents Bitcoin Banks from having any success, as long as the bitcoin money supply scheme stays deflationary.
alexk