In that feature I included a vote so the lenders can decide if they want to let the borrower off the hook. I know it was naive of me to expect BTC to remain in the $10-$30 range. I'm just turning through options here. All my BTCjam listings are backed only by my own personal income which made sense in the $10-$30 range of BTC. What happens if BTC goes to $1000? .. where is that fine print at? I'm an individual not an HYIP and I never made the claim to be.