The internalized stake is basically world domination on cruise control and should be shunned by anyone who doesn't want to be a slave, while the open entropy system of Bitcoin tends to give you the same result when you're just externalizing your metaphorical stake into the Pareto principle of the real world. This means cryptocurrency solves really nothing in it's current state, and things like physical silver coins as a currency would be vastly superior in terms of both decentralization and avoidance of usury or seigniorage fee.
Why should silver coins be any better than Bitcoin? Bitcoin is modeled after gold and silver. Bitcoin mining closely resembles the extraction process of gold and silver. I don't see why silver coins are any better than Bitcoin. If one agrees to your argument (which I don't) one must condemn silver coins as well.
The Pareto principle of the real world is the result of most people being unable to save money. Many people live beyond their means. Wealthy individuals often have different personality characteristics when it comes to saving, they tend to be more thrifty in relation to their means. That's how they accumulated wealth: They spent less than they could afford.