I surely wish they had that option looking back on it...they didnt add that feature until last month.
 There are a few that are trying to work out paying...I even know a user here/and they are on otc, that invested in my loans, and I invested in his...he is late and so am I ..but we both strive for the community to react in a decent manner and so people know that only those who scam are running away..I AM NOT RUNNING, I INTEND TO PAY, AND I INTEND TO ALWAYS UPDATE ANY THREAD BROUGHT TO MY ATTENTION (I Dont actively search or troll forums...too busy working.)

Here are my BTCjam Stats:
Payments
Past payments by you:   166   Past payments to you:   263
Payments to be made:   186   Payments to be received:   389

Receivables
Received
฿37.5214
Late 1-30 days
฿1.6141
Late 31-120 days
฿30.9284
Default
฿8.8201
Pending
฿13.4061

Payables
Paid
฿234.3123
Late 1-30 days
฿44.6132
Late 31-120 days
฿0.0000
Collection Pending
฿0.0000
Pending
฿254.7732

As you can see I have not even gone past 30 days late on my loans, I am actually even AHEAD in payments on some loans...Also you can see that I have paid almost 50% of my loans....