what is your opinion about the fact that such an amount seems to be so centrally owned by a hand full of people
For one I'd be terrified if people in the company didn't own some FCT. It provides incentive, you should hope they own as much as possible.
Secondly, you are ignoring the fact that the top account is worth 5X the second account. It's widely assumed to be the Poloniex cold wallet. Now where are the other exchange wallets?
Thirdly, It has no underlying PoS, large bagholders present no threat. FCT isn't made to be a currency that transfers wealth, it's a software license, by holding FCT you are expecting that people will use the system to make entries.