So you guys offer exchange on not just bitcoin but in general Euro and dollar as well. So that means if I have certain amount of bitcoin , I get to spend that as a debit card anywhere in the World? The card simply exchanges it to dollar or Euro wherever I spend it? Well is that revolutionary or was I under rock for a long time

That sounds amazing .
Yes, thats right. You can make exchange operations for any pair from following currencies - USD, EUR, GBP, CHF, JPY, AUD, RUB and also BTC and LTC. You can spend your funds at any place where MasterCard or Visa cards are accepted.
so, how long does it normally take to add funds into your account?
Yesterday we contacted with you by support.
We see that you have paid in the shop, but there was an error in the system and the transaction failed.
Usually return of the mistakenly debited transactions takes up to two weeks. Please wait.
When refund or reversal is processed, you will automatically receive the corresponding amount to your CoinsBank account.
We are sorry, but we can not speed up. Thank you for understanding.