Alright... not steam hotshot... tera... who doesnt give a fuck about contact? the dumbass who posted last(You) 3 yeah im new... no im not trying to scam anyone... be helpful or gtfo dumbass hoe.
With that attitude there is no way people here will trust you.
You are giving a nonvalid collateral. Are the lenders not allowed to ask a valid collateral so they can be sure that they will not regret helping you out?