If i were desperate need for money, well, the thing that i will do is to work hard and make money online. But if your desperate, your very tense and you're under pressure then you cant think logically to come up with a good plan to make money, but just control your tense. Another way to have money faster, if you have small amount of money, just invest some of it to have more profit or visit some websites to look for website deals and opportunities.