IF EVER I were to accept any crypto so that I work for it and can spend it, for sure it would have to be anonymous, style monero, zcash, dash or whatever
Those coin's "anonymity" properties unfortunately are not independent of transacting medium and since 95% of commercial activity takes place off-chain.
There is not much "commercial activity taking place off chain". There are people trading exchange IOU against one another, which are, indeed, denominated in crypto, but that is not "commercial activity". There is in fact very little ACTUAL commercial activity using crypto (that is, buying/selling stuff with crypto other than other monetary assets) and I'm pretty much sure that most of that genuine part of crypto use is on-chain. This is the only interesting part of crypto, small as it is.