Since you wants to exchange $19 payza and you are paying the fee as well which is 2.9% + $0.30
Why don't you just do all these exchange process with their built in bitcoin withdrawal option. The minimum withdrawal is just $20 and you have that
They only charge 2% as their service fee but here you will have to pay 15%+ fee as not much people are interested in Payza, also because of the reversible nature
You can also try rchange.net where fees are reasonable but the minimum amount is just around $2