Yes, of course. You only need to call the credit card company and dispute the charge, even simply saying that you were unsatisfied with the purchase. The business is charged a $25 in addition to having their money taken back, has to file paperwork if they want to dispute the chargeback, and too many chargebacks and the credit card company may "review" the merchant agreement.

Credit cards also have the flaw that in order to use them, you must provide an internet site the exact information needed to also create fraudulent purchases. If someone merely copies a 16-digit CC number, they can impersonate the owner and create bogus PayPal payments. Hacks and data leaks of corporate web sites typically involve thousands of credit card numbers and owner details, and criminals gangs in lawless countries look for ways to turn this information into money.