I think that banks can be trusted but that you just sometimes have to look out the most banks are okay and there are not doing anything wrong so..
have you ever noticed that the bank be a scam? I think only some of them and it occurs in privately owned banks. and not the government. so it is recommended to use the government's own bank. because it would clearly must be safe, and I believe the government
Not all of non government bank is going to scam you even majority of them are running fine until now even in my country. It's just minority of non government bank or newly opened bank. other banks which have been built its reputation and now just already become a huge bank won't scam you and even they have good services than the bank which is owned by the government