Hi,
what ICOs are you waiting for? Is there anything worth investing?
don't risk your money with ICOs you are better of gambling your money and have a bigger chance of making profit than making anything from ICOs these days, they are all turning into scams and failed projects one after another.
How many the definite percent to getting our money back? Thus ICO, the both are same, it is no different than it. At least some fail ico was returning his investor's money back.
