Here is an interesting quote from a famous film about digital currencies and government securities, "... it is unconstitutional, you can not create its own currency. It is the job of the Federal Government! We can not allow you to make loans in Z-Coyne, you would not be able to issue in dollars. " And now judge for yourself that will live, Fiat or bitcoin.
The value of your money is determined by the global casino of unprecedented proportions: every day two trillion $ US trading on the foreign exchange markets - ie 100 times more than the trading volume of all stock markets in the world combined... Only 2% of foreign exchange transactions is relevant to the "real" economy, reflects the movement of real goods and services in the world, while the remaining 98% - a purely speculative.