I don't want to be mean or rude or anything but I will give you my honest point of view here. I highly suggest cancelling your project, the world doesn't need any more lending or crowdfunding platforms as there are plenty of them at the moment and always people are getting scammed.
If you insist and you really want to continue then, I recommend making the platform P2P and decentralized (without the need of verifying ID , passport or address) , I mean take a look at Bitcointalk lending section , the loans are going just fine and we don't hear scams often.