I don't have the time to level up here but am willing to provide whatever info is necessary to the lender. I'm sorry if asking this is against the rules.
If you have a valid collateral then your rank doesn't matter, your collateral will do it for you and show your trustworthiness and intention to repay the loan.
Read this for list of accepted collateral(depending on lender)
https://bitcointalk.org/index.php?topic=577765.msg6311902#msg6311902But without collateral I doubt you will get any loan.