I used them for a loan send them all my documents including bank statements, Passport scans, Photo of me holding my passport, and few other documents..

I have 2 loans there both were paid back first being £400 second being £1700

After the 2nd loan I decided I was going to apply for a £3000 loan as my credit rating was B which is really good on there site.

This was just about the time for brexit where we decided to leave the EU and the pound dropped!, I logged in to find my account had been degraded and i was no longer able to apply for a loan even after all the information about my income had been verified.. and multiple accounts linked like facebook. email localbitcoins ect ect,

There reply was dew to the pound dropping we don't feel we can serve UK customers anymore..

Shocking.. Yes.. considering I had a verified income of over £75,000 a year!

My advice would be stay away. they seem to pick and choose who they allow to use there service..

And I also agree there is a lot of defaults there I lost £100 I split across x6 investment's.. ever one defaulted..
Yet I made all my payments on time and actually cleared my 2nd loan ahead of time!

I have asked them to confirm to me there reason in full as to why they will no longer accept my request for a loan all I get now is sorry the system will not allow it.. (Dew to drop in pound value)

I then contacted them to tell them I wanted my account removed and all my information destroyed.. they still have not done this and the account is still active....