Are there any additional fees to the visa card ?

Given the fee structure I assume it is the same wavecrest card that other services like uquid are using.

Converting the free 1000 mBTC to USD or AUD gives the same 0.7% fee below the bitpay rate. From there the value is presumably kept in the chosen fiat currency like coinapult locks.

The visa card is debited I assume from this USD balance ($2/month) as are the Visa debit transactions.

Are there any additional/loading fees for using the Visa ? These smaller companies charge a "loading" fee, whereas I don't think Xapo does.

Can we cancel the visa card to stop these $2/mo deductions.

Can we order multiple Visa cards ?

What happens if our USD fiat balance is zero, but we have wallet balances in other currencies/BTC ? Will the monthly fee be deducted from our non-USD balance ?

Do you plan to offer other currency Visa cards ?

What documentation is required for verification ?

How do customers withdraw fiat currency ? For example if Alice sends Bob USD$100 via Mobi to his phone number, how will Bob withdraw the USD (if he has no interest in converting to BTC)