I had the same problem as you my friend.  So all you need to do is create an account with LibertyBit.  They allow email-interact transfers/ E-interact email transfers.  Cost is $1.50 usually depending where you bank.  24 hours later voila money funded in your LibertyBit account.  BTC prices from my experiences have been lower on LIbertybit vs Virtex.  Virtex transaction fees are a cash grab at 1% while Libertybit is only 0.03%.

Oh and btw you can also E-Interact withdraw as well!! Tried it and works like a charm.  If only Mt.Gox and others offered this service.....