I feel like no one is going to loan a newbie 4 BTC. Just my 2 cents
with all the comments and suggestion, there is no hope of a loan for a newbie. from my understanding, there is a high risk of fraud and no guarantee of repayment. its kinda logical, if one gets scammed the first time, it will be hard to give out a loan even if the you are genuine.
That's about it. It is no different than a guy on the street asking for $500 with only a promise that he will meet you on the street a week from now. Would you do that?