Given the fact I remember the 24 word seed to my main savings wallet with the most coins in it the cloud issue even if it caused me a problem would only affect 20% holdings at most.
These passwords I originally wrote down, and recited many times over and over in the morning and evening until I recalled them and then destroyed them. 30 characters, random letters and numbers mixed in with random CD keys of games I reinstalled over several years over and random words and over complete with random symbols of my choice for the password.
glad you trust your memory like that.
my memory is toast. cant even remember who i am replying to.
i backup anything important to at least 3 different media in at least two physical locations. most backups are automated, all i have to do is remember to rotate the offline storage drives/sticks and swap the offsite stuff around.
biggest thing to remember about backups?
TEST THEM RELIGIOUSLY