Even though Its your choice OP , I really don't recommend lending to the user above as a heads up. His collateral looks okay (If he is speaking about Ripple) but he is asking for loans in 4 multiple threads while giving multiple different reasons for the loan and asking for same amount each time. He already asked on my thread too.
Hi fellow lender,
I was able to see his multiple loan applications. Regards his application on my thread, I believe he has deleted his application and probably not any more interested. I signified my interest in funding his loan via PM, but he was skeptical about the deal as he feared for his ripple coins. I asked if he is willing to deposit it to my Poloniex or have it escrowed, but he never replied.
Anyway, if you are interested too in funding his loan, as I see he has posted it on your thread, I wouldn't mind if you do.