Well this really a sign of worry because Unocoin actually does not delay that long about withdrawing the funds. Probably you may be a new user and suddenly withdrawing 1 lac due to which they are checking and taking time. If that is not the case then there should be delay more than a day.
Their rep advised that the funds bounced back to their account. Which is coz I do transact a lot on this bank account and the details are correct.
I would surely think twice before funding my Unocoin account now.