The loans, is fraud.
If I want to start a hotel. I budgeted $1,000,000 for it. I got $520,000 as capital. I am seeking for rest. Tell me why at all government offer me subsidy if I am starting a proifitable venture. The only way I got is a loan of $480,000
Subsidies are burden on Government's budget. They don't fall from sky. More burden leads to more deficit, weaker nation. More of loan leads to ecomomic development till ROI is more than rate of interest!!